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The bugs of summer and how to deal with them

Right about now, many of us are feeling as if summer is one big bug fest. If you’ve spent any time at all outdoors, you know what we’re talking about. From grilling to hiking to even walking the dog, summer...

The “20% down payment” myth

Money management guru Dave Ramsey advises that “The ideal way to buy a house is the 100 percent down plan—pay cash for the whole house.” Wouldn’t it be nice if all of us could participate in that plan? The fact...